Product Warranties are stated component plans that are associated with particular products. These products can include an oil, tablets, and battery contact protectors. The products are intended to protect the parts of the vehicle targeted by the products, and to reduce the likelihood of a breakdown or failure.
Product warranties vary in their coverage. Basic product warranty plans cover parts of the engine, transmission, and water pump. More comprehensive plans include near-complete coverage of the powertrain, plus coverage of the fuel delivery and cooling system, and major electrical components. As with all of the plans we offer, complete coverage information and full contracts for product warranties are posted on our website.
The major advantages of product warranties is that they are relatively inexpensive, typically have no deductible, have excellent terms for mileage and years, and are available for most any vehicle, regardless of age or mileage.
In order to make the right decision about product warranties, consumers should know that the coverage of product warranties is generally less than what is available in other plans. Further, almost always, product warranties require the complete and total failure of a part or component in order to qualify as a legitimate claim. Product warranties may not be canceled after 60 days.
In some states, only product warranties are available. If your AA Auto Protection is offering you product warranties exclusively, then that is either because the state in which you resides permits only product warranties to be sold there, or because other plans are not available for the vehicle. Ask your consultant for details.
Before selecting a product warranty, or any vehicle protection plan, please read and familiarize yourself with the contract. Note the coverage, the limits of liability, the requirements for an approved claim, the validation period before a claim can be submitted, and the cancellation policy of the contract-issuer.
For many customers, product warranties are a good choice, because they provide coverage of major components, with excellent terms, at budget-friendly prices. But to know for sure whether a product warranty is right for you, you’re invited to speak with a professional vehicle protection plan consultant.
