Contracts & Information
AAautoProtection.com provides its
customers with an opportunity to review the entire contract
online as well as the insurer's information prior to
your purchase.
All of the warranty policies we offer
are direct insured. This means all policies are backed
by an AM Best rated insurance company, and authorized
for sale and monitored by your state's insurance department.
These are the safest and most secure warranties you
can buy.
(Note: you must have Adobe Reader installed
to view the PDF version. If you would like to install
Adobe Reader click
here.)
Click on the plan to review the contract:
Full
Coverage
Alpha
Full Coverage
American
Auto Shield Diamond
Gold
Key Full Coverage
Gold
Key Florida Full Coverage
Marathon
PD Premier
Owner
Car Care Ultimate Coverage
Royal
IAP OEM
Tech Choice Ultimate
Tech
Choice Florida Ultimate
Tier
One Direct Ultimate
Premium
Stated Component Coverage 
American
Auto Shield Platinum
Gold Key Premium
Gold
Key Florida Premium
Marathon
Gold
Marathon
Platinum
Owner
Car Care Gold Coverage
PVP
Extend
PVP
Premier
Royal
IAP Elite
Tech
Choice Deluxe
Tech
Choice Florida Deluxe
Tier
One Miles Ahead Premium
Stated Component Coverage
Alpha
Platinum Coverage
American
Auto Shield Deluxe
Marathon
PD Superior
PVP
Classic
Royal
IAP Comprehensive
Premium Powertrain Plus
Coverage 
EFG
Power Train Choice
EFG
Power Train Plus
Goldkey
Enhanced Powertrain
Marathon
Protector Max
Owner
Car Care Power Train Plus
Tier
One Protection Plus Powertrain
Premium Powertrain Coverage
Alpha
Power Train Coverage
American
Auto Shield Power Train
EFG
Power Train
Goldkey
Powertrain
Marathon
Protectors Choice
Marathon
Protector Power Train
Royal
IAP Essential
Premium Product Plans
Marathon
Protector
Marathon
Protector Enhanced
About Product
Warranties
Product Warranties are stated component
plans that are associated with particular products.
These products can include an oil, tablets, and battery
contact protectors. The products are intended to protect
the parts of the vehicle targeted by the products, and
to reduce the likelihood of a breakdown or failure.
Product warranties vary in their coverage.
Basic product warranty plans cover parts of the engine,
transmission, and water pump. More comprehensive plans
include near-complete coverage of the powertrain, plus
coverage of the fuel delivery and cooling system, and
major electrical components. As with all of the plans
we offer, complete coverage information and full contracts
for product warranties are posted on our website.
The major advantages of product warranties
is that they are relatively inexpensive, typically have
no deductible, have excellent terms for mileage and
years, and are available for most any vehicle, regardless
of age or mileage.
In order to make the right decision about
product warranties, consumers should know that the coverage
of product warranties is generally less than what is
available in other plans. Further, almost always, product
warranties require the complete and total failure of
a part or component in order to qualify as a legitimate
claim. Product warranties may not be canceled after
60 days.
In some states, only product warranties
are available. If your AA Auto Protection is offering
you product warranties exclusively, then that is either
because the state in which you resides permits only
product warranties to be sold there, or because other
plans are not available for the vehicle. Ask your consultant
for details.
Before selecting a product warranty, or
any vehicle protection plan, please read and familiarize
yourself with the contract. Note the coverage, the limits
of liability, the requirements for an approved claim,
the validation period before a claim can be submitted,
and the cancellation policy of the contract-issuer.
For many customers, product warranties
are a good choice, because they provide coverage of
major components, with excellent terms, at budget-friendly
prices. But to know for sure whether a product warranty
is right for you, you’re invited to speak with
a professional vehicle protection plan consultant at
888-222-4445.
Pre-existing Condition Disclosure:
A vehicle service contract
(extended vehicle warranty) is not intended to repair
problems that a vehicle may be currently experiencing.
A problem with a vehicle that exists prior to the contract’s
activation is termed a “pre-existing condition,”
and will not be approved by warranty companies. The
determination of a problem as being pre-existing is
made by the repair facility or by the warranty company.
An extended warranty should not be obtained for the
purpose of paying for the repair of an existing vehicle
problem. Claims made within 90 days of enrollment are
especially subject to review to ensure that they are
not pre-existing conditions.
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