These plans are the most comprehensive coverage in the
industry and are designed to extend the original manufacturer's
coverage that came with your vehicle.
VEHICLE SERVICE CONTRACT
A Full Coverage service contract is also known as a
new car service contract, a wrap program, or an exclusionary
policy, and is the most comprehensive coverage you can
buy. These vehicle service contract policies cover so
many parts and components that the policy will only
list the items that are not covered.
The majority of full coverage service contracts will
also include or offer as options added benefits and
coverages such as towing, 24/7 roadside assistance,
car rental and travel interruption reimbursement, wear
and tear, seals and gaskets, and hi-tech electronic
Even though these policies are called full coverage,
they do not cover every single component on your vehicle.
Make sure you read the policy to see exactly what is
not covered. A full coverage service contract is the
most extensive coverage you can buy. Wear and Tear Coverage Options:
Wear and Tear coverage means that parts do not have
to break for you to be covered. Should a part or component
wear out prematurely it is covered. Wear is defined
as “can no longer perform the function for which
it was designed solely because of its condition".
When the part or component has worn beyond the manufacturer's
tolerances allowed for a particular vehicle at the mileage
when the problem occurs the part or component is covered.
Parts that are considered “normal maintenance”
parts are not covered under a Wear and Tear option.
These would be items like brake pads, shoes, drums or
rotors, and manual clutches.
Please review each plan in detail for exact