| 22. What is Wear and Tear coverage? Wear and Tear coverage means that parts do not have to break for you to be covered. Should a part or component wear out prematurely it is covered. Wear is defined as “can no longer perform the function for which it was designed solely because of its condition". When the part or component has worn beyond the manufacturer's tolerances allowed for a particular vehicle at the mileage when the problem occurs the part or component is covered. Parts that are considered “normal maintenance” parts are not covered under a Wear and Tear option. These would be items like brake pads, shoes, drums or rotors, and manual clutches.
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