GOLD KEY FLORIDA
PREMIUM FULL COVERAGE PLAN SUMMARY
Gold Key Florida Full Coverage
Plan mirrors your manufacturers plan. This is the most
comprehensive coverage in the industry. This plan was
designed to extend your original manufacturer's coverage
that your vehicle came with.
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GOLD KEY FLORIDA
PREMIUM FULL COVERAGE DETAILS*
For
the most accurate and up to date description of coverage,
please
view the actual contract here: Gold
Key Florida Premium Contract
CONTRACT HOLDER OBLIGATIONS
• The Contract Holder hereby authorizes the Participating
Lender to: (1) be listed as joint payee and receive
any refund in the event this service contract is canceled,
or (2) to cancel this service contract in the event
the Contract Holder defaults in his/her obligations
to such lender.
• In order for this service contract to remain
in force, the Contract Holder is required to follow
the vehicle manufacturer’s required maintenance
schedule, including oil and filter changes. Failure
to follow the vehicle manufacturer’s maintenance
guidelines may result in denial of a claim. Some vehicle
manufacturers require that the timing belt be changed
at specific intervals. The Contract Holder must keep
and make available if requested verifiable signed service/purchase
receipts that show that the vehicle manufacturer’s
required maintenance has been performed within the time
and mileage limit requirements. The Contract Holder
and the Repair Facility are required to obtain from
ACSC an authorization number prior to beginning any
repair covered by this service contract.
• The Contract Holder is responsible for paying
a $50 deductible for each visit to a Repair Facility,
unless another deductible option has been purchased.
• The Contract Holder is responsible for authorizing
and paying for any tear down or diagnosis time needed
to determine if the vehicle has a covered Mechanical
Breakdown. If it is determined that the repair is needed
due to a covered Mechanical Breakdown, then the Provider
will pay for such tear down or diagnosis. If it is determined
that part of the vehicle requiring repair is not a Covered
Part or that the failure of a Covered Part is not a
covered Mechanical Breakdown, then the Contract Holder
is responsible for payment of such tear down or diagnosis.
• The Contract Holder agrees not to modify the
vehicle in a manner not recommended by the vehicle manufacturer.
PROVIDER OBLIGATIONS
• If a covered Mechanical Breakdown of the vehicle
occurs during the term of this service contract and
within the United States or Canada, the Provider will
pay the Contract Holder or the Repair Facility for repair
or replacement, as ACSC deems appropriate, of the Covered
Part(s) that caused the Mechanical Breakdown, but only
if the Contract Holder has met his/her obligations as
described in this service contract and if the Mechanical
Breakdown is not excluded under the exclusions section
of this service contract. Replacement parts can be of
like kind and quality. This may include the use of new,
used or remanufactured parts, as determined by ACSC.
• The aggregate total of all benefits paid under
this service contract will not exceed the average retail
value of the vehicle, as determined by ACSC using the
National Automobile Dealer Association (NADA), or other
published industry-recognized market valuation manual,
at the time of the Mechanical Breakdown, taking age,
mileage and condition into consideration and excluding
tag, tax and license fees. The Contract Holder will
be responsible for the cost of any repairs that exceed
the maximum liability of ACSC under this service contract.
• Provider will reimburse the Contract Holder
for the cost of renting a replacement vehicle while
covered repairs are being performed, subject to the
following limitations: (1) the limit on reimbursement
is $25 per day for a maximum of six (6) days per Mechanical
Breakdown or series of Mechanical Breakdowns related
in time or cause; (2) rental reimbursement will not
be authorized until the repairs have been authorized
by ACSC; and (3) to receive rental reimbursement, the
Contract Holder must supply ACSC with a receipt from
a licensed rental agency. The number of days for which
rental reimbursement is provided will be based on labor
time charged to do the repair(s). One day rental will
be authorized for parts delay, inspection of breakdown,
and/or four (4) hours to do repairs. An additional day
of rental will be authorized for every additional eight
(8) hours of labor time charged to do the repairs.
• Provider will reimburse the Contract Holder
for motel and restaurant expenses up to $75 per day
for a maximum of three (3) days in the event of a Mechanical
Breakdown covered by this service contract that occurs
more than 100 miles from your home and results in a
Repair Facility keeping the vehicle overnight. The maximum
benefit per occurrence is $225. To receive motel and
restaurant reimbursement, the Contract Holder must supply
ACSC with his/her receipts from the providers of such
services.
COVERED PARTS
The following is a list of Covered Parts under this
Contract (Taxes and fluids needed for authorized repairs
are also included): (1)Engine – Engine head(s);
engine block; cylinder barrels; timing cover; valve
cover(s); oil pain; dip stick & tube, ONLY if damaged
by the failure of an internal, lubricated part. The
following internal, lubricated parts: pistons, pins
& rings; connecting rods & bearings; crankshaft
& main bearings; camshaft, followers & cam bearings;
push rods, valves, springs, replaceable guides, seats
& lifts; rocker arms, shafts & bushings; timing
gear, chain, tensioners & retainers; eccentric shaft;
oil pump. Also covered are the following: timing belt;
water pump; intake &exhaust manifolds; turbo charger;
engine mounts & cushions; engine torque strut; harmonic
balancer; flexplate; idler pulley bearings. (2)Transmission
– Transmission case, transfer case & torque
converter case, if damaged by the failure of an internal
lubricated part covered part. All internal, lubricated
parts contained within the cases. Filler tube &
dipstick; vacuum modulator; internal linkage; I/C chips.
(3)Driver Axle(s) – Differential house, transaxle
housing final drive housing, if damaged by the failure
of an internal, lubricated part. All internal, lubricated
contained within the housings. Axle shafts; constant
velocity joints (CV); universal joints; drive shafts;
locking hubs; locking rings; supports, retainers &
bearings. No coverage afforded for clutch assembly or
any part thereof. (4)Transfer Case – All internal
lubricated parts. (5) AC/Heating – (Includes only
factory or dealer installed equipment) Condenser; compressor,
compressor clutch, pulley; stabilizer, clutch coils;
evaporator; POA valve; accumulator; orifice; tensioner;
temperature control programmer; power module; idler
pulley bearing; blower motor; high/low cutoff switches;
pressure cycling switch; receiver/dryer. (6)Suspension
– Control arms; control arm shafts, bearings and
bushings; radius arm; radius arm bushing; stabilizer
bar; stabilizer link; stabilizer bushing; spindle; wheel
bearings; and torsion bars; steering knuckles; kingpin
& bushings. (7)Steering – Steering gear box
or rack and all internal Lubricated Parts; power steering
pump; steering column shaft; and steering column shaft
couplings; power cylinder; Pitman arm; idler arm; link
and control valve. (8)Cooling – Water pump; engine
cooling fan motor, radiator fan, and fan clutch. (9)Fuel
– Fuel delivery pump; fuel injectors; nozzles
and fuel tank. (10)Brake – Non-ABS master cylinder;
power brake cylinder; vacuum assist booster; vacuum
brake booster pump; compensating valve; disc brake calipers,
wheel cylinders; hydraulic lines; hydraulic line fittings;
backing plates; springs, clips and retainers; self-adjusters;
linkage and cables; rear actuators. (11)Electrical –
Alternator; generator; voltage regulator; distributor;
rear defrost; engine control module; electric motors,
window, seat, mirror, windshield wiper; door lock actuator;
Switches, window, door lock, cruise control engagement;
ignition coil; pole pieces; starter motor; starter solenoid;
wiring harness. (12) Seals & Gaskets – Leaking
seals and gaskets on any covered part listed above.
Minor loss of fluid or seepage is considered normal
and is not considered a Mechanical Breakdown. (not covered
on vehicles with over 80,000 miles or powertrain coverage)
(13) High Tech – Level control compressor, sensors
& limiter valve; pneumatic suspension pump, sensors
& valves; ignition module; spark control detonation
sensors & controller; moisture control unit &
sensors; antidetonation sensors; vehicle manufacturer
installed anti-theft device; the following parts of
the Anti-locking Brake System (“ABS”): pump
& pressure control module; I/C chips. (not covered
on vehicles with over 100,000 miles or powertrain coverage).
Use of non-original manufacturer’s parts in covered
repairs is allowed.
EXCLUSIONS – WHAT THIS VEHICLE SERVICE
CONTRACT DOES NOT COVER
This Contract does not cover the following: (1) Repair
or replacement of a covered component/part to correct
conditions that may reasonably be assumed to have exited
at the inception date of the coverage provided by this
contract (Pre-existing conditions); (2) A Breakdown
caused by lack of manufacturer’s specified maintenance;
(3) A Breakdown caused by contamination of or lack of
proper fuels, fluids, coolants or lubricants, including
a Breakdown caused by a failure to replace seals or
gaskets in a timely manner; Repair of any parts used,
added or replaced during a covered repair which are
not necessary to the completion of covered repair or
were not damaged by the failure of a Covered Part (Such
replacement is considered betterment and is not covered
by this Contract); (4) Any cost covered by a repairer’s
or supplier’s guarantee, or any cost which would
normally be covered by a manufacturer’s warranty;
(5) Any or other benefits for which the manufacturer
has announced its responsibility through any means including
public recalls or factory service bulletins; (6) Cost
or other damages caused by continued vehicle operation
after the failure of a Covered Part or the failure to
replace a worn part that has not failed; (7) Any liability,
cost or damages the Contract Holder may incur to the
benefit of any third parties other than ACSC approved
repair or replacement of Covered Parts which caused
a Mechanical Breakdown; (8) A Breakdown caused by overheating,
rust or corrosion; (9) A Breakdown caused by collision,
fire, electrical fire or meltdown, theft, freezing,
vandalism, flood, or for any hazard insurable under
standard physical damage insurance policies whether
or not such insurance is in force with respect to the
vehicle; (10) Loss of use, loss of time, loss profits
or savings, inconvenience, commercial loss, or other
incidental or consequential damages or loss that results
from a Breakdown; (11)Liability for damage to property,
or for injury to or death of any person arising out
of the operation, maintenance or use of the vehicle,
whether or not related to Breakdown; (12) Any part not
covered by, or excluded by the original manufacturer’s
warranty; (13) Vehicles that have been modified in a
manner that increases the likelihood of a breakdown;
(14) Consequential damage of a covered component by
a non-covered component is not covered, failure of a
non-covered component caused by a covered component
is not covered; (15) Continued operation of an impaired
vehicle which causes further damage is not covered
*Rates and coverage provided on
this site are for informational purposes only and subject
to change. Please refer to the Extended
Service Contract for complete descriptions of the
coverage. We use the terms 'Warranty' and 'Extended
Warranty' interchangeably with 'Vehicle Service Contract'
and 'Extended Service Contract' for marketing purposes
only.
