IAP OEM FLORIDA COVERAGE SUMMARY

The IAP OEM Florida plan is designed speciffically for Florida residents and mirrors your manufacturers Bumper to Bumper plan. This is the most comprehensive coverage in the industry. This plan was designed to extend your original manufacturer's coverage that your vehicle came with!

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IAP OEM FLORIDA COVERAGE DETAILS

Bumper to Bumper in that is covers all mechanical components on your vehicle that are not specifically excluded. This plan covers all of your vehicle parts except:

The maintenance, service and parts described in the Vehicle's Manufacturer's Maintenance Schedule, including timing belts failures occurring after such scheduled service dates unless such scheduled service was in fact performed. Recreational Vehicle equipment such as, but not limited to, refrigerators, ice boxes, microwave ovens and televisions.

•Tires/Wheels/Wheel Covers
• Battery
• Paint
• Light Bulbs
• Lenses
•Trim
• Upholstery/Convertible & Vinyl Tops

Other normal maintenance services and parts including engine tune-up, suspension alignment, wheel balancing, filters, lubricants, engine coolant, fluids, spark/glow plugs, brake pads, linings and shoes.

• Drums and Rotors Except When Damaged By a Covered Part
• Body Panels
• Exhaust System/Catalytic Converter
• Rust/Corrosion
• Cellular Telephones
• Manual Clutch Components
•Video Entertainment Systems
• Anti-theft systems
• Radio/speaker equipment and any other equipment when not installed by the Vehicle Manufacturer.
• Physical Damage/Water or Air Leaks
• Passive Restraint Systems
• Bright Metal
• Sealed Beams
• Glass
• Hoses/Belts (Except AC Lines)
• Sheet Metal/Bumpers
• Moldings/Weather-Strips

Fluids, filters and lubricants are not covered, except when required in connection with the repair or replacement of covered parts.

ADDITIONAL COVERAGES

COMMERCIAL USE – If your Vehicle is used for commercial purposes, which includes but is not limited to pick-up and delivery service, company pool or business travel when the Vehicle is used by more than one driver, the Commercial Coverage box must be checked on the registration page. Any Vehicle which has any of the following features is not eligible for commercial coverage: Diesel, Turbo/ Supercharger, Four-Wheel Steering, 4X4 Truck and AWD Passenger Vehicle. Any Vehicle that is equipped now or later equipped with a snow plow or power take-off is not eligible for commercial coverage.

4 WHEEL / ALL WHEEL DRIVE – If your Vehicle is equipped with 4 Wheel/All Wheel Drive, this must be selected on the Registration Page. The following benefits are provided: All components in the Differential Assembly and Transfer Case including: Drive Chain, Drive Chain Gears, Planetary Gears, Ring Shift Forks, Bearing, Bushing, Oil Pump Output Shaft, Main Shaft Washers and all other internal lubricated parts, Seals and Gaskets, Differential Housing, Axle Shaft, Ring and Pinion, Bearing, Bushing, Washers, Differential Cover, 4 Wheel Drive Actuator, Locking Hubs and all other internal parts contained with the differential assembly with Seals and Gaskets.

DIESEL – If you have a diesel Vehicle, this must be selected on the Registration Page. The following benefits are provided: By mechanical failure only, fuel pump (electric or mechanical), pressure regulator, metering valve, and fuel injector.

 

ADDITIONAL BENEFITS

• 24 Hour Roadside Assistance - Your Vehicle will be covered up to ten (10) occurrences over the term of your service contract: towing benefits up to a maximum of one hundred dollars ($100.00) per occurrence and lock out service, fuel, fluid, or battery boost/jump (excluding the cost of fluids or fuel) to a maximum of fifty dollars ($50.00) per occurrence. If your Vehicle requires Roadside Assistance, you must contact the Road Service Processing Center for prior approval and assistance. You will be provided with your Roadside Assistance number in the welcome letter you receive from the administrator. Please Note: The 24 Hour Roadside Assistance benefit is not intended to provide reimbursement of service secured independently of this program. Fees for services incurred independently are NOT covered.

.• Rental Benefit - A maximum of $250.00 will be approved for any authorized repair visit. Reimbursement is a maximum of $50.00 per day. Any authorized repair which requires the Vehicle to be left at a repair facility will qualify for one (1) day of rental reimbursement. Parts delays will qualify for up to three (3) days of reimbursement. Delays for inspection required by the administrator qualify for up to one (1) day of rental reimbursement. In no case will reimbursement cover days that the Vehicle was not in the repair facility or exceed the actual cost included on the rental receipts.

.• Trip Interruption Intervention -

We will, in the event of Mechanical Failure of a warranted Vehicle component, reimburse you $100.00 per day for a maximum of $300.00 for meals and lodging providing the failure occurs 100 or more road miles from the home of record. This includes expenses incurred between the breakdown time and time the repairs are completed.

 Towing Benefit: In the event that your towing benefit (included in the 24 Hour Roadside Assistance plan or provided by your Vehicle manufacturer) does not cover the full amount of the tow for an authorized repair, We will reimburse you up to one hundred dollars ($100.00) per occurrence for charges in excess of any other disbursements from other towing coverage plans. No deductible will apply to this coverage

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Rates and coverage provided on this site are for informational purposes only and subject to change. Please refer to the Extended Service Contract for complete descriptions of the coverage. We use the terms 'Warranty' and 'Extended Warranty' interchangeably with 'Vehicle Service Contract' and 'Extended Service Contract' for marketing purposes only.