We will pay or reimburse
You for reasonable costs to repair or replace any Breakdown
of all mechanical or electrical parts except those listed
below are NOT COVERED, less any Deductible:
(1) For any claim not receiving pre-authorization for
repairs from the administrator.
(2) For repairs to any part or parts of
the described vehicle not specifically listed in Section
II, breakdown coverages, of this service contract.
(3) For maintenance services and parts
described in your vehicle’s owner manual as supplied
by the manufacturer and other normal maintenance services
and parts which include, but are not limited to: alignments,
adjustments, cleaning, wheel balancing, tune-ups, spark
plugs, spark plug wires, glow plugs, manual transmission
clutch assembly (friction clutch disc, pressure plate,
flywheel, throw out and pilot bearings), manual an hydraulic
linkages, hoses, drive belts, shop supplies and environmental
waste charges.
(4) For damage and/or breakdown resulting
from collision, road hazard, fire, theft, vandalism,
riot, explosion, lightining, earthquake, windstorm,
volcanic eruption, freezing rust or corrosion, windstorm,
hail, water or flood, acts of God, salt, environmental
damage, chemicals, contamination of fluids, fuels, coolants,
lubricants or foreign material. Damage resulting from
coagulated coolants is not covered.
(5) For any breakdown caused by misuse,
abuse, negligence, lack of scheduled maintenance required
by the manufacturer’s maintenance schedule for
your vehicle, or improper servicing or repairs performed
by you or a repair facility. Failure to provide verifiable
proof of maintenance will/ may void coverage. For any
breakdown caused by pre-ignition, detonation, carbon,
sludge or varnish build-up, lubricant blockage or the
failure to maintain proper levels of lubriants, and/or
coolants, or any breakdown resulting from failure to
protecft your vehicle from further damage when breakdown
has occurred, you are responsible for making certain
that the oil and temperature warning lights/gauges are
functioning properly. You must pull off the road immediately
as is safe and discontinue vehicle operation when either
of these lights/gauges indicates inadequate protection
or performance.
(6) For any repair or replacement of any
covered part if a breakdown has not occurred.
(7) If any alterations have been made
to your vehicle or you are using or have used your vehicle
in a manner not recommended by the manufacturer, including,
but not limited to damage resulting to any custom or
add-on part or failure as a result of any custom or
add- on par, including but not limited to: all frame
or suspension modifications, lift kits, oversized/undersized
tires, trailer hitches, engine modifications, transmission
modifications, and/or drive axle modifications, emissions
and/or exhause systems modifications. Oversized tires
cause your odometer to be read improperly. You must
retain proof that your vehicles odometer has been recalibrated
so that the true and actual mileage can be determined.
If proof cannot be provided, the administrator has the
right to recalculate your expiration mileage in accordance
with industry standards.
(8) For vehicles that do not have valid
manufacturer vin’s or are titled branded as salvage,
junk, rebuilt, totaled, flood damaged or manufacturer
buyback.
(9) For breakdowns, if the vehicle odometer
is broken, has been altered and/or ceased to operate
so the actual vehicle mileage cannot be determined.
If the odometer has ceased to operate you must seek
repair immediately.
(10) For any liability for property damage,
or for injury to or death of any person, arising out
of the operation, maintenance or use of your vehicle,
described in this contract, whether or not related to
the parts covered. For loss of use, time, shop delays,
profit, inconvenience, or any other loss or incidental
charges.
(11) When the responsibility for the repair
is cogered by an insurance policy, supplier or repairer
guarantee/warranty, manufacturer and/or dealer customer
assistance program or any warranty from the manufacturer
such as extended drive train, major component or full
coverage warranties (regarless of the remaining manufacturer’s
warranty when you purchased this contract). Further,
coverage under this contract is similarly limited in
the event of a breakdown if the manufacturer has announced
its responsibility through any meand, including public
recalls and factory service bulletins.
(12) If your vehicle is used for towing
a trailer or another vehicle or object unless your vehicle
is equipped with factory installed or factory authorized
tow package. No coverage will be provided if your vehicle
is used for commercial or business use such as, but
not limited to, rental, taxi, limousine or shuttle,
towing or road repair operations, construction, job
site activities, hauling, police or emergency service,
principally off-road use, racing or competitive driving
or snow removal or any use involving regular multiple
drivers.
(13) Damage by non-covered parts to covered
parts is not covered. Damage by covered parts to non
covered parts is not covered.
(14) A claim cannot be made if the contract
holder no longer owns the vehicle regardless of when
the failure has occurred.
(15) For any breakdown or condition occurring
prior to the contract purchase date or during the contract
elimination period.
(16) For any breakdown, if the repair
information provided by your or the repair facility
is not true.
(17) For breakdowns that occur to your
vehicle outside the United States of America or Canada.
(18) New vehicles for which the full manufacturer
warranty is not in place or acknowledged by the manufacturer.
(19) For damage and/or breakdown caused
by the leaking or failure of any seal or gasket.
(20) For any breakdown caused by the gradual
reduction in operation performance due to normal wear
and tear.
ADDITIONAL BENEFITS:
Towing Benefit - In the
event of a Breakdown covered by this service Contract,
We will pay or reimburse You for receipted towing expenses
up to one hundred dollars ($100.00) per occurrence.
Rental Benefit - In the
event of a Breakdown covered by this service Contract,
We will pay or reimburse You for receipted expenses
to rent a replacement vehicle (from a licensed rental
agency) while Your Vehicle is at a Repair Facility.
Coverage will be provided to You up to a maximum of
thirty five dollars ($35.00) for every eight (8) labor
hours, of portion thereof, of applicable labor time
required to complete the repair, up to a maximum of
one hundred dollars ($175.00) for each repair visit.
In addition, a maximum of one (1) additional day of
rental applies for parts/inspection delays.
Trip Interruption -
In the event a Breakdown covered by this Contract occurs
more than one hundred (100) miles from Your home and
results in a Licensed Repair Facility keeping Your Vehicle
overnight, We will reimburse You for receipted motel
and restaurant expenses, up to one hundred twenty-five
dollars ($125.00) per day for a maximum of three (3)
days (Total benefit per occurrence of three hundred
seventy-five dollars $375.00.) No Deductible will apply
to this benefit.
Lost Key/Lockout - In
the event the keys for Your Vehicle are lost, broken
or accidentally locked in Your Vehicle, this benefit
covers receipted expenses, up to a maximum of fifty
dollars ($50.00), for locksmith services. No Deductible
will apply to this benefit.
Road Service Benefit
- In the event Your Vehicle becomes disabled and requires
on-site assistance (from a Licensed Repair Service Facility)
for vehicle extrication, fuel or fluid delivery, or
battery boost/jump, We will reimburse You for receipted
expenses (excluding the cost of fluids or fuel expense)
up to a maximum of one hundred dollars ($100.00) per
occurrence. This benefit excludes towing. No Deductible
will apply to this benefit.
Tire Coverage Benefit
- In the event Your Vehicle’s tire(s) incur(s)
damage from a road hazard, We will pay or reimburse
You for receipted expenses for tire repair, or if non-repairable,
for tire replacement up to a maximum of twenty dollars
($20.00) for each tire repaired or one hundred dollars
($100.00) for each tire replacement, up to a maximum
aggregate of four hundred dollars ($400.00) during the
term of this Contract. A “road hazard” shall
mean: pothole, rock, nail, wood, tree limb/branch, or
other debris on the road surface.
Rates and coverage provided on
this site are for informational purposes only and subject
to change. Please refer to the Extended Service Contract
for complete descriptions of the coverage. We use the
terms 'Warranty' and 'Extended Warranty' interchangeably
with 'Vehicle Service Contract' and 'Extended Service
Contract' for marketing purposes only.
