We will pay or reimburse You for reasonable costs to repair or replace any Breakdown of all mechanical or electrical parts except those listed below are NOT COVERED, less any Deductible:

(1) For any claim not receiving pre-authorization for repairs from the administrator.

 

(2) For repairs to any part or parts of the described vehicle not specifically listed in Section II, breakdown coverages, of this service contract.

 

(3) For maintenance services and parts described in your vehicle’s owner manual as supplied by the manufacturer and other normal maintenance services and parts which include, but are not limited to: alignments, adjustments, cleaning, wheel balancing, tune-ups, spark plugs, spark plug wires, glow plugs, manual transmission clutch assembly (friction clutch disc, pressure plate, flywheel, throw out and pilot bearings), manual an hydraulic linkages, hoses, drive belts, shop supplies and environmental waste charges.

 

(4) For damage and/or breakdown resulting from collision, road hazard, fire, theft, vandalism, riot, explosion, lightining, earthquake, windstorm, volcanic eruption, freezing rust or corrosion, windstorm, hail, water or flood, acts of God, salt, environmental damage, chemicals, contamination of fluids, fuels, coolants, lubricants or foreign material. Damage resulting from coagulated coolants is not covered.

 

(5) For any breakdown caused by misuse, abuse, negligence, lack of scheduled maintenance required by the manufacturer’s maintenance schedule for your vehicle, or improper servicing or repairs performed by you or a repair facility. Failure to provide verifiable proof of maintenance will/ may void coverage. For any breakdown caused by pre-ignition, detonation, carbon, sludge or varnish build-up, lubricant blockage or the failure to maintain proper levels of lubriants, and/or coolants, or any breakdown resulting from failure to protecft your vehicle from further damage when breakdown has occurred, you are responsible for making certain that the oil and temperature warning lights/gauges are functioning properly. You must pull off the road immediately as is safe and discontinue vehicle operation when either of these lights/gauges indicates inadequate protection or performance.

 

(6) For any repair or replacement of any covered part if a breakdown has not occurred.

 

(7) If any alterations have been made to your vehicle or you are using or have used your vehicle in a manner not recommended by the manufacturer, including, but not limited to damage resulting to any custom or add-on part or failure as a result of any custom or add- on par, including but not limited to: all frame or suspension modifications, lift kits, oversized/undersized tires, trailer hitches, engine modifications, transmission modifications, and/or drive axle modifications, emissions and/or exhause systems modifications. Oversized tires cause your odometer to be read improperly. You must retain proof that your vehicles odometer has been recalibrated so that the true and actual mileage can be determined. If proof cannot be provided, the administrator has the right to recalculate your expiration mileage in accordance with industry standards.

 

(8) For vehicles that do not have valid manufacturer vin’s or are titled branded as salvage, junk, rebuilt, totaled, flood damaged or manufacturer buyback.

 

(9) For breakdowns, if the vehicle odometer is broken, has been altered and/or ceased to operate so the actual vehicle mileage cannot be determined. If the odometer has ceased to operate you must seek repair immediately.

 

(10) For any liability for property damage, or for injury to or death of any person, arising out of the operation, maintenance or use of your vehicle, described in this contract, whether or not related to the parts covered. For loss of use, time, shop delays, profit, inconvenience, or any other loss or incidental charges.

 

(11) When the responsibility for the repair is cogered by an insurance policy, supplier or repairer guarantee/warranty, manufacturer and/or dealer customer assistance program or any warranty from the manufacturer such as extended drive train, major component or full coverage warranties (regarless of the remaining manufacturer’s warranty when you purchased this contract). Further, coverage under this contract is similarly limited in the event of a breakdown if the manufacturer has announced its responsibility through any meand, including public recalls and factory service bulletins.

 

(12) If your vehicle is used for towing a trailer or another vehicle or object unless your vehicle is equipped with factory installed or factory authorized tow package. No coverage will be provided if your vehicle is used for commercial or business use such as, but not limited to, rental, taxi, limousine or shuttle, towing or road repair operations, construction, job site activities, hauling, police or emergency service, principally off-road use, racing or competitive driving or snow removal or any use involving regular multiple drivers.

 

(13) Damage by non-covered parts to covered parts is not covered. Damage by covered parts to non covered parts is not covered.

 

(14) A claim cannot be made if the contract holder no longer owns the vehicle regardless of when the failure has occurred.

(15) For any breakdown or condition occurring prior to the contract purchase date or during the contract elimination period.

 

(16) For any breakdown, if the repair information provided by your or the repair facility is not true.

 

(17) For breakdowns that occur to your vehicle outside the United States of America or Canada.

 

(18) New vehicles for which the full manufacturer warranty is not in place or acknowledged by the manufacturer.

 

(19) For damage and/or breakdown caused by the leaking or failure of any seal or gasket.

 

(20) For any breakdown caused by the gradual reduction in operation performance due to normal wear and tear.

 

 

ADDITIONAL BENEFITS:

Towing Benefit - In the event of a Breakdown covered by this service Contract, We will pay or reimburse You for receipted towing expenses up to one hundred dollars ($100.00) per occurrence.

 

Rental Benefit - In the event of a Breakdown covered by this service Contract, We will pay or reimburse You for receipted expenses to rent a replacement vehicle (from a licensed rental agency) while Your Vehicle is at a Repair Facility. Coverage will be provided to You up to a maximum of thirty five dollars ($35.00) for every eight (8) labor hours, of portion thereof, of applicable labor time required to complete the repair, up to a maximum of one hundred dollars ($175.00) for each repair visit. In addition, a maximum of one (1) additional day of rental applies for parts/inspection delays.

 

Trip Interruption - In the event a Breakdown covered by this Contract occurs more than one hundred (100) miles from Your home and results in a Licensed Repair Facility keeping Your Vehicle overnight, We will reimburse You for receipted motel and restaurant expenses, up to one hundred twenty-five dollars ($125.00) per day for a maximum of three (3) days (Total benefit per occurrence of three hundred seventy-five dollars $375.00.) No Deductible will apply to this benefit.

 

Lost Key/Lockout - In the event the keys for Your Vehicle are lost, broken or accidentally locked in Your Vehicle, this benefit covers receipted expenses, up to a maximum of fifty dollars ($50.00), for locksmith services. No Deductible will apply to this benefit.

 

Road Service Benefit - In the event Your Vehicle becomes disabled and requires on-site assistance (from a Licensed Repair Service Facility) for vehicle extrication, fuel or fluid delivery, or battery boost/jump, We will reimburse You for receipted expenses (excluding the cost of fluids or fuel expense) up to a maximum of one hundred dollars ($100.00) per occurrence. This benefit excludes towing. No Deductible will apply to this benefit.

 

Tire Coverage Benefit - In the event Your Vehicle’s tire(s) incur(s) damage from a road hazard, We will pay or reimburse You for receipted expenses for tire repair, or if non-repairable, for tire replacement up to a maximum of twenty dollars ($20.00) for each tire repaired or one hundred dollars ($100.00) for each tire replacement, up to a maximum aggregate of four hundred dollars ($400.00) during the term of this Contract. A “road hazard” shall mean: pothole, rock, nail, wood, tree limb/branch, or other debris on the road surface.