COVERAGE Covers Any BREAKDOWN of YOUR VEHICLE less the DEDUCTIBLE, except for items listed below which are NOT COVERED:

1. Repairs and/or replacements of COVERED PART(S) that are not authorized by US.

 

2. Scheduled maintenance, adjustments, wear items and the following: audio-visual systems including television, DVD, VCR and other video equipment; batteries; body and trim items; active, passive or supplemental restraint systems; belts; brake drums and rotors; cellular phone; exhaust system; friction materials; glass; convertible top; global positioning satellite (GPS) system including OnStar; perimeter warning systems; infrared vision systems; hoses; light bulbs; manual transmission clutch disc lining; throw out bearing and pressure plate; spark plugs; ignition wires; tires; water leaks; noises; wheel balancing; and wiper blades. Filters, lubricants, coolants, and refrigerants are covered only if replacement is required in connection with a BREAKDOWN.

 

3. Any equipment not installed by the manufacturer.

 

4. A BREAKDOWN that is the direct result of a mechanical or structural flaw that the manufacturer has acknowledged, or that the manufacturer will repair at its expense.

 

5. Any replacement part supplied by anyone but the manufacturer of YOUR VEHICLE, unless it is of a kind and quality compatible with the design specifications and wear tolerances of the VEHICLE’s manufacturer.

 

6. Vehicles in excess of one (1) ton, or with dual rear wheels, or with a fifth wheel, or which are equipped for plowing or towing, or with diesel engines.

 

7. Vehicles not certified for sale in the United States at the time of manufacture.

 

8. A BREAKDOWN caused by negligence, misuse, improper servicing, or failure by YOU to perform required services, or a BREAKDOWN caused by the lack of proper and necessary amounts of coolants or lubricants, or by overheating.

 

9. A BREAKDOWN caused by sludging of oil.

 

10. A BREAKDOWN caused by accident, civil commotion, riot, terrorism, collision or upset, earthquake, explosion, falling objects, fire, flood, fluid contamination, freezing, fuel contamination, hail, lightning, malicious mischief, oil contamination, corrosion, rust, theft , larceny, vandalism, water, water contamination, windstorm, and other external forces or events.

 

11. Any VEHICLE used commercially or used for competitive or off road racing.

 

12. Any VEHICLE used for towing in excess of what is recommended by the manufacturer.

 

13. A BREAKDOWN of any part is not covered if the odometer has been tampered with, or disconnected, or the true mileage cannot be determined. If YOU have not promptly repaired a defective odometer, this limitation applies, and coverage will be denied.

 

14. A gradual reduction in operating performance where a mechanical breakdown has not occurred. This includes, but is not limited to, valve and ring repairs designed to improve engine compression or reduce oil consumption. However, a covered component not operating within manufacturer’s specifications is covered.

 

15. Repair or replacement of a COVERED PART to correct conditions that may be reasonably assumed to have existed at the inception date of the coverage provided by this CONTRACT.

 

16. A BREAKDOWN caused by alterations to the VEHICLE that affects the operation of a COVERED PART. This includes, but is not limited to; exhaust headers, oversized tires, and suspension lift kits.

 

17. A BREAKDOWN or repair occurring outside of the United States or Canada.

 

18. A BREAKDOWN caused by the failure of a non-covered part.

 

19. Components or parts which have not failed or resulted in a BREAKDOWN, but which, due to recommendation of the manufacturer or the REPAIR FACILITY, require repair or replacement.

 

20. Damage caused by failure to take reasonable precautions to prevent further damage when an apparent problem exists.

 

21. A BREAKDOWN which is or should be covered by the manufacturer’s warranty, by recall or special policy from the manufacturer, or by a repairer’s warranty or guarantee.

 

22. Detonation, pre-ignition, carbon buildup, electrolysis, and hazardous waste removal.

 

23. Repairs if the VEHICLE is a total loss or has been repossessed.

 

24. Any VEHICLE designed to use alternative fuels (including but not limited to LPG, CNG, methanol, and electricity).

 

25. The following exclusions apply to Road Hazard Coverage:

a. Tire damage resulting from off-road use, racing, collision with curb or another vehicle, misuse, abuse, lack of proper maintenance, misalignment, suspension problems, vandalism, fire, upset, manufacturer defects, and driving on tires which are deflated or improperly inflated.

 

b. Tires that are undersized, oversized, or otherwise not recommended by the vehicle manufacturer for installation on YOUR VEHICLE.

 

c. Tires transferred from another vehicle.

 

d. Tires that do not have at least 3/32-inch tread depth remaining.

 

e. Tires mounted on vehicles other than on-road use private passenger cars and light duty trucks, and any vehicle exceeding 13,500 pounds gross vehicle weight rating.

 

f. Damage to tires that does not affect their performance or safety.

 

g. Tires not retained by YOU for inspection by the ADMINISTRATOR.

 

SUPPLEMENTARY COVERAGES:

SUBSTITUTE TRANSPORTATION COVERAGE: If YOUR VEHICLE requires repair due to a BREAKDOWN of a COVERED PART, even when that part is covered by a factory warranty, and YOUR VEHICLE is required to be in a REPAIR FACILITY overnight, WE will reimburse YOU for actual substitute transportation expenses. This benefit will be at a rate of up to thirty-five dollars ($35.00) per day for each day YOUR VEHICLE is undergoing covered repairs for a maximum of seven (7) days. A valid licensed rental agency’s', auto dealers' or REPAIR FACILITYS' invoice is required for reimbursement.

 

TOWING / ROAD SERVICE / LOCKOUT: In the event Your Vehicle is disabled, We will dispatch a service vehicle to Your location to assist You. In the event Your Vehicle is unable to continue under its own power Your Vehicle may be towed to a location of Your choosing. You will receive 25 miles of towing at no cost, any additional mileage will be Your responsibility and payment will be expected at the time service is rendered. When calling for towing or road service You must call 1-866-330-0760. You will be required to give the representative assisting You the following information: Producer Code – 66719, Your Vehicle Service Contract Number (located on the front right hand corner of this application) and Your plan letter which is U.

 

TRIP INTERRUPTION: In the event a BREAKDOWN covered by this CONTRACT occurs more than one hundred (100) miles from YOUR home and results in a REPAIR FACILITY keeping YOUR VEHICLE overnight, WE will reimburse YOU for receipted motel and restaurant expenses up to seventy–five dollars ($75.00) per day for a maximum of three (3) days. The total benefit per occurrence shall not exceed two hundred and twenty-five dollars ($225.00).

ROADSIDE ASSISTANCE

 

Roadside Assistance is provided through a complementary membership with Nation Safe Drivers.

 

In the event Your Vehicle is disabled, We will dispatch a service vehicle to Your location to assist You. In the event Your Vehicle is unable to continue under its own power Your Vehicle may be towed to a location of Your choosing. You will receive 25 miles of towing at no cost, any additional mileage will be Your responsibility and payment will be expected at the time service is rendered. When calling for towing or road service You must call 1-800-689-1190. You will be required to give the representative assisting You the following information: Producer Code – 37497, Your Vehicle Service Contract Number (located on the front right hand corner of this application) and Your plan letter which is U.

 

COVERAGE: You are entitled to one (1) service per 72-hours. Services available to You at no cost are: a tow up to 25 miles; battery jumpstart; flat tire change; fuel delivery (You are responsible for the actual cost of the delivered materials); locksmith.

 

REIMBURSEMENT: In the event Your Vehicle is disabled and You contracted for any of the above covered services on Your own, You will be able to submit Your original receipted road service expenses for reimbursement. Your reimbursement for towing is $50. Reimbursement for any other roadside service including locksmith services is $50. Send to: Nation Safe Drivers, 800 Yamato Road, Boca Raton, FL 33431. Attn: Claims