Auto Service Contracts - Coverage Overview
Attn:
California
Residents Click Here
Florida License - Guardian Web Company E116431
AA Auto Protection
is a broker of vehicle protection plans. We are proud
to represent the best, most reputable, and longest-standing
companies in the business. AA AutoProtection.com was
the first protection plan broker to offer customers
the opportunity to review the full contracts to every
plan available. Below are a list of the plans currently
offered. Clicking on the name of the plan will display
coverage information and a link to open the full contract.
Most of the service
contract policies we offer are insured by strong, A.M.
Best-rated insurance companies. The insurance companies
are regulated and monitored by your state’s insurance
department. Administrators protected by such an insurance
company are the safest and most secure plans that you
can buy. More information about the Administrators is
available Click Here.
A vehicle service contract (VSC) is often referred to
as an "extended warranty," but it is not a
warranty. A VSC does, however, provide repair coverage
for your vehicle after the manufacturer's warranty expires.
A VSC is a contract between you and a VSC provider or
administrator that states what is a covered repair and
what is not. AA Auto Protection is a marketer of VSCs
and does not sell warranties. VSCs sold by AA Auto Protection
are agreements between consumers and third party VSC
providers, not AA Auto Protection.
Full Coverage 
The most comprehensive service contract available that
mirror the manufacture warranty. Also referred to as
an exclusionary policy or better known as full coverage,
these policies list only the components of your vehicle
that are not covered under this policy. If a part or
component is not listed, then it is covered under an
exclusionary policy.
Alpha
Full Coverage
Interstate
Diamond
NASC
Ultimate
PVP Global
Royal
IAP OEM
Premium Stated Component
Coverage 
Exceptional coverage for vehicles that don’t
qualify for a Full Coverage plan. Also called “Stated
Component Coverage”. These policies that list
the components and parts that are covered by the extended
service contract. If the component or part is not listed,
then it is not covered.
Alpha
Supreme
Interstate
Platinum
NASC
Platinum
PVP Premier
Royal
IAP Elite
Stated Component Coverage
Excellent coverage for the price conscious and for vehicles.
Also called “Stated Component Coverage”.
These policies that list the components and parts that
are covered by the extended service contracts. If the
component or part is not listed, then it is not covered.
Alpha Extend
Alpha
Powertrain Plus
Interstate
Golden
Interstate
XtraDirect Supreme
NASC Gold
PVP Classic
Royal
IAP Comprehensive
Royal
Select
Premium Powertrain Plus
Coverage 
Premium coverage for the major, high cost
to repair components of your vehicle, including engine,
transmission and drive train assembly.
Interstate
XtraDirect Deluxe
NASC
Primary Care Elite
PVP
Powertrain Plus
Premium Powertrain Coverage
Premium coverage for the major, high cost
to repair components of your vehicle, including engine,
transmission and drive train assembly.
Alpha
Power Train Coverage
Interstate
Power
Interstate
XtraDirect Custom
NASC
Silver
Royal IAP Essential
Pre-existing Condition Disclosure:
A vehicle service contract
(extended vehicle warranty) is not intended to repair
problems that a vehicle may be currently experiencing.
A problem with a vehicle that exists prior to the contract’s
activation is termed a “pre-existing condition”,
and will not be approved by service contract companies.
The determination of a problem as being pre-existing
is made by the repair facility or by the service contract
company. An extended service contract should not be
obtained for the purpose of paying for the repair of
an existing vehicle problem. Claims made within 90 days
of enrollment are especially subject to review to ensure
that they are not pre-existing conditions.
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