Stated Component Service Contracts Coverage, also known as an inclusionary policy, is an extended service contract that covers most of the major parts and components on your vehicle. These policies will list all components covered or included in the service contract. If the part is listed in the policy it is covered. Most stated component policies will offer additional benefits and coverage options.
Wear and Tear Coverage Options:
Wear and Tear coverage means that parts do not have to break for you to be covered. Should a part or component wear out prematurely it is covered. Wear is defined as “can no longer perform the function for which it was designed solely because of its condition”.
When the part or component has worn beyond the manufacturer’s tolerances allowed for a particular vehicle at the mileage when the problem occurs the part or component is covered.
Parts that are considered “normal maintenance” parts are not covered under a Wear and Tear option. These would be items like brake pads, shoes, drums or rotors, and manual clutches.
Please review each plan in detail for exact coverages: