For the most accurate and up to date description of coverage, please view the actual contract here: American Auto Shield Gold Contract – Can’t read the page? Click here to install Adobe Reader
This Contract covers ONLY the components/parts listed below:
ENGINE (Gas or Diesel): All internally lubricated parts within the Engine including: engine mounts, timing belt, timing gears, cylinder head intake and exhaust valves, valve springs, replaceable valve guides, replaceable valve seats and oil pump. The engine block and heads are covered only if damage is caused by a FAILURE of any of the COVERED PARTS listed in the preceding sentence.
TRANSMISSION (Automatic or Standard): All internally lubricated parts within the Transmission including the torque converter and transmission mounts. The transmission case is only covered if damage is caused by a FAILURE of any of the COVERED PARTS listed in the preceding sentence. Electronic components, regardless of location, are not covered.
COOLING SYSTEM: Radiator; Water pump and housings.
TRANSFER UNIT (4×4): All internally lubricated parts within the Transfer Case. The transfer case is only covered if damage is caused by a FAILURE of any of the COVERED PARTS listed in the preceding sentence. Electronic components, regardless of location, are not covered.
DRIVE AXLE: All internally lubricated parts within the Drive Axle housings, including the axle shafts and constant velocity joints. The differential housing, transaxle housing and final drive housing are only covered if damage is caused by a FAILURE of any of the COVERED PARTS listed in the preceding sentence. Electronic components, regardless of location, are not covered.
AIR CONDITIONING: Condenser, compressor, evaporator, expansion valve, accumulator/receiver dryer, orifice tube and blower motor.
ELECTRICAL: Alternator, voltage regulator, starter motor, ignition switch, front and rear window wiper motors, head lamp switch, turn signal switch, rear defogger switch, air conditioning blower switch, power window motors, power door lock actuators/switches.
FUEL SYSTEM: Fuel delivery pump, fuel injectors, fuel injection pump and metal fuel delivery lines.
SEALS, SEALING BOOTS & GASKETS: Seals and Gaskets are covered only in conjunction with the repair or replacement of the COVERED PARTS listed above. Leaking Seals and Gaskets (as “stand alone” repairs) are not covered by the CONTRACT.
MARKET LABOR RATE OPTION: If YOU have selected and paid an additional charge for the MARKET LABOR RATE OPTION as shown on YOUR CONTRACT DECLARATIONS PAGE, the maximum payable repair facility labor rate of one hundred dollars ($100) per hour set forth in Section F. 13 of this CONTRACT shall not apply, and the ADMINISTRATOR will authorize repairs for covered MECHANICAL BREAKDOWN or FAILURE based upon the REPAIR FACILITY’s posted labor rate.
ROADSIDE ASSISTANCE: YOUR CONTRACT provides YOU with an emergency road service program when needed, 24 hours a day, 365 days a year. Emergency Roadside services are provided by Roadside Protect, Inc. powered by Allstate Motor Club, Inc. If YOUR VEHICLE becomes disabled, call 866-222- 7869 and a service vehicle will be dispatched to YOU. There is a combined four hundred dollar ($400) maximum limit for such emergency road service benefits as listed below for the term of YOUR CONTRACT. YOUR CONTRACT DEDUCTIBLE does not apply to roadside assistance. YOUR ROADSIDE ASSISTANCE
a. TOWING SERVICE: If YOUR VEHICLE cannot be started or driven, YOU are covered up to seventy-five dollars ($75) per occurrence for towing expenses.
b. EMERGENCY TIRE SERVICE: If YOUR VEHICLE has a flat or damaged tire, YOU are covered up to a maximum of seventy-five dollars ($75) per occurrence for service to change an inflated spare provided by YOU.
c. LOCKOUT SERVICE: If YOU misplace, break, or accidentally lock YOUR keys in YOUR VEHICLE, dispatch will provide locksmith or emergency VEHICLE service to assist YOU. Lockout service is limited to seventy-five ($75) per occurrence. The cost of new keys is not covered.
d. BATTERY SERVICE: If the battery for YOUR VEHICLE fails, battery recharging services will be provided up to a maximum of seventy-five dollars ($75) per occurrence.
e. FUEL DELIVERY SERVICE: In case it is necessary for the operation of YOUR VEHICLE, a service VEHICLE will deliver oil, fuel, or water to YOU. YOU are responsible for the cost of the oil and fuel. In the event that local state regulations prohibit the delivery of flammable materials (e.g., gas), YOU may have YOUR VEHICLE towed to the nearest gas station as provided under the “Towing Service” paragraph above. Fuel Delivery services are limited to seventy-five dollars ($75) per occurrence.
f. WINCHING: YOU are covered for winching services provided YOUR VEHICLE is within one hundred (100) feet of a public road (excludes off-road driving). Winching services are limited to seventy-five dollars ($75) per occurrence.
CAR RENTAL REIMBURSEMENT: If YOUR VEHICLE becomes inoperable and must remain at the REPAIR FACILITY and the MECHANICAL BREAKDOWN or FAILURE has been authorized by the ADMINISTRATOR for four (4) or more hours of labor, the ADMINISTRATOR agrees to reimburse YOU for rental car transportation from a licensed vehicle rental company (except where prohibited by law). Such expense shall be limited to forty dollars ($40) per calendar day not to exceed one hundred sixty dollars ($160) per occurrence including delays associated with ADMINISTRATOR required inspections or the shipment of parts needed for covered repairs. WE reserve the right to select the rental car company that YOU use. YOUR car rental benefit is based upon the number of labor hours require d to repair YOUR VEHICLE as listed in a nationally recognized labor time guide selected by the ADMINISTRATOR. Each additional eight (8) hours of authorized labor qualifies YOU for an additional day of rental reimbursement, subject to the forty (40) dollars per day and one hundred sixty (160) dollars per occurrence limit of liability, as well as the aggregate limit of liability for this Contract. Rental car benefits require prior authorization by the ADMINISTRATOR.
TRIP INTERRUPTION REIMBURSEMENT: If YOUR VEHICLE becomes inoperable more than one hundred (100) miles from YOUR home and must remain at the REPAIR FACILITY overnight as a result of a MECHANICAL BREAKDOWN or FAILURE authorized by the ADMINISTRATOR, WE will reimburse YOU for motel and restaurant expenses up to fifty (50) dollars per day for a maximum of three (3) days. The maximum benefit per occurrence is one hundred fifty (150) dollars and total trip interruption benefits are subject to the aggregate limit of liability for this Contract. To receive motel and restaurant reimbursement, YOU must supply US with receipts from the providers of such services.