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The Ultimate Saver by Road America Motor Club

The Ultimate Saver by Road America Motor Club2018-10-05T12:24:01-04:00

The Ultimate Saver by Road America Motor Club is great road club plan for California, Missouri and North Dakota residents.

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For the most accurate and up to date description of coverage, please view the actual contract here: The Ultimate Saver by Road America Motor Club Contract  – Can’t read the page? Click here to install Adobe Reader


A.24-HOUR EMERGENCY ROADSIDE ASSISTANCE (1-866-250-5878) – Emergency Roadside Assistance is available for the CoveredVehicle(s) for Covered Emergencies as defined below, 24 hours a day, 365 days a year, throughout the United States, Puerto Rico, the U.S. Virgin Islands, Canada and Mexico. You will only have to pay for any costs in excess of the one-hundred dollar ($100.00) per occurrence limit plus any non-covered costs. Just call TOLL-FREE 1-866-250-5878, and a service vehicle will be dispatched to Your location. Service provided must be a Covered Service under these Terms & Conditions as described below and will be provided to any driver of the Covered Vehicle. Note: The Covered Vehicle’s driver must be with the vehicle when the service provider arrives, unless it is unsafe to remain with the vehicle, as the provider cannot service an unattended vehicle.

IMPORTANT: Covered Services are rendered as “emergency services” available only to a Covered Vehicle that is unable to proceed safely under its own power due to disablement as a result of unavoidable circumstances. Covered Services are not intended to be a substitute for regular vehicle maintenance or repair. Note: Assistance obtained through any source other than Road America Motor Club is not covered and is not reimbursable. Your Membership must be active, and You must contact RAMC’s 24-hour, toll-free number to have an authorized network service provider dispatched to assist You. In the event that We are unable to provide service, You will receive an authorization number from Us to obtain service from another service provider. Upon Your written request, including the authorization number and original receipt(s), You will receive a refund of payments made according to Your Program benefit and coverage limits for services secured independently. Otherwise, services secured independently by You will not be reimbursable to You. THIS IS NOT A ROADSIDE ASSISTANCE REIMBURSEMENT SERVICE.

1.The following are Covered Emergencies/Covered Services, subject to the one-hundred dollar ($100.00) per occurrence limitation. You will only have to pay for any costs in excess of the per occurrence limit plus any non-covered costs. (Note: There will be a limit of one (1) disablement for the same type of Covered Service during any continuous seven (7) day period.)

(a.) Towing Assistance – When towing is necessary, the Covered Vehicle will be towed to the nearest service facility.

(b.) Battery Service – If a battery failure occurs, a jump-start will be applied to start the Covered Vehicle.

(c.) Flat Tire Assistance – Service consists of the removal of the Covered Vehicle’s flat tire and its replacement with the usable spare tire located with the vehicle.

(d.) Fuel, Oil, Fluid and Water Delivery Service – An emergency supply of fuel, oil, fluid and water will be delivered if the Covered Vehicle is in immediate need. You must pay for the fuel or other fluid when it is delivered.

(e.) Lock-out Assistance – If the Covered Vehicle’s keys are lost or locked inside of the vehicle, We will provide assistance to the Covered Vehicle’s driver in gaining entry to the vehicle.

(f.) Extrication Assistance – Provides assistance with extricating the Covered Vehicle when it is stuck in a ditch or other inaccessible area, when such location is within fifty (50) feet of a paved road or highway. This service does not cover for extrication when driving the Covered Vehicle off-road or on unpaved surfaces.

(g.) Driver’s Valet – If Your Covered Vehicle is disabled due to a Covered Emergency and alternate transportation is needed, We will assist You in obtaining a rental vehicle from a premier national rental car company. You will also take advantage of Our preferred partner customer service and rental rate schedule from the rental company.

2. IMPORTANT: Before beginning any repair work on the Covered Vehicle, be sure to show Your Membership card to the service advisor at the repair facility and ask them to speak with an RAMC Repair Assist specialist at 1-866-250-5878 in order for You to receive a repair audit and be eligible for Your Membership’s Auto Repair Discount benefit (see Section D/(Vehicle Maintenance) below for more information.) 3. The following items are not included as part of the 24-Hour Emergency Roadside Assistance benefit: Cost of parts, replacement keys, fluids, fuel, lubricants, cost of installation of products, material, and additional labor relating to towing. Any and all taxes, tolls or fines. Tire Repair. Motorcycles, trucks over one-and-one half (1.5) ton capacity, vehicles over 20 years old or more, taxicabs, limousines, or other commercial or delivery vehicles. Recreational vehicles (including self-motorized RVs), camping trailers, travel trailers, or any vehicles in tow. Damage or disablement due to flood, fire, or vandalism. Towing from or repair work performed at a service station, garage or repair shop. Towing or service on a Covered Vehicle that is not in a safe condition to be towed or serviced or that may result in damage to the vehicle if towed or serviced. Non-emergency towing or other non-emergency service(s) as “emergency services” are defined in Section A above (e.g., non-emergency mounting or removing of any tires, snow tires, or chains). Shoveling snow from around the Covered Vehicle. Towing by other than a towing company, service station or garage duly licensed according to the applicable laws of Your state; Covered Vehicle storage charges; a second tow for the same disablement. Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not passable due to construction, etc. Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or other violations of law. Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of Your Covered Vehicle(s) in the commission of a felony. Repeated service calls for a Covered Vehicle in need of routine maintenance or repair. Services received independently from RAMC without prior authorization from RAMC. Only one (1) disablement for the same type of Covered Service during any continuous seven (7) day period will be accepted. THIS IS NOT A ROADSIDE ASSISTANCE REIMBURSEMENT PROGRAM.

B. $1,000 VEHICLE THEFT REWARD – A $1,000 reward will be paid for information leading to the arrest and conviction of anyone who steals Your Covered Vehicle. A significant number of stolen autos are reclaimed through the help of an eyewitness to the crime. You, Your relatives and law enforcement officials are not eligible to receive the reward for Your Covered Vehicle. The person or persons entitled to receive the $1,000 reward shall be determined solely by Us. This reward does not cover any loss due to vandalism or stolen contents. Please contact Our Customer Care Team at 1-866-250-5878 or for assistance with this benefit.

C. EMERGENCY TRAVEL EXPENSE REIMBURSEMENT – If Your Covered Vehicle* is disabled due to a collision 100 miles or more from Your residence, You may qualify for reimbursement of up to five-hundred dollars ($500.00) [a maximum of $167.00 per day for up to three (3) days] for emergency travel expenses. If an accident resulting from collision with another vehicle or object (reported in writing to state or local police), while Your Covered Vehicle* is being operated by You or Your spouse, and which occurs at least 100 miles from Your residence and results in an accidental disablement of Your Covered Vehicle, You may be reimbursed for one or more of the expenses below if occurred within 3 days (72 hours) following the accident. (NOTE: MECHANICAL FAILURE OF YOUR COVERED VEHICLE IS NOT COVERED BY THIS BENEFIT.) 1. Commercial transportation (by common carrier licensed to carry passengers for hire) to Your residence or destination and return to pick up Your disabled Covered Vehicle* after repair. 2. Local commercial lodging and meals, incurred in the vicinity where the collision occurred, when the Covered Vehicle’s disablement causes a delay in Your trip. 3. Rental of a replacement automobile obtained from any bona-fide car rental agency of the repairing facility. For reimbursement consideration of expenses listed in this section, You must submit a claim to Road America Motor Club at 7300 Corporate Center Drive, Suite 601, Miami, Florida 33126, within sixty (60) days** of the accidental disablement, which includes Your name, Membership number, complete mailing address, daytime telephone number, legible and original (not a photocopy) receipt(s) for services received and a bona-fide copy of the filed accident report. Your Membership must be active at the time of the accidental disablement in order for Your claim to be considered. Remember to keep copies of all documents for Your records. For assistance with this benefit, please contact Our Customer Care Team at 1-866-250-5878 or PLEASE NOTE: Emergency Travel Expense Reimbursement benefits are not available by law to residents of New York. *Kansas residents are not restricted to owned vehicles. **Utah and Wisconsin residents are not limited to filing claims within 60 days.

D. VEHICLE MAINTENANCE (1-866-250-5878)
1. Repair Tech Assistance – Call Our Repair Assist ASE-Certified Automotive Technician Team for their unbiased advice on your Covered Vehicle as often as You need (1-866-250-5878). Your Repair Assist specialist will assist You with all Your basic auto repair questions…whether relating to vehicle servicing and maintenance schedules, manufacturers’ recall notices and technical service bulletins or just inquiries concerning what could be wrong with Your Covered Vehicle. Many members also call to discuss replacement or new parts pricing for items as varied as tires, GPS systems, C/D players, etc. We’ll try to let Our knowledge and experience serve You whenever and wherever You need it. 2. Repair Advocate Assistance – Should Your Covered Vehicle experience a mechanical failure, call Us for technical assistance and a diagnosis of what issues may be afflicting Your vehicle. If repairs are necessary, Your Repair Assist specialist can still help by suggesting a qualified repair facility to assist You and, regardless of which facility You choose, advocate on Your behalf. When an RAMC Repair Assist specialist performs a mechanical failure audit of Your Covered Vehicle and speaks with a service repair industry representative on Your behalf, three questions are of utmost importance: (a) Is Your Covered Vehicle being properly diagnosed? (b) Does the repair facility’s estimated cost to repair Your Covered Vehicle represent a fair price? and, (c) Is Your Covered Vehicle at the right type of facility given the nature of the repair? In order to take advantage of this valuable service, just give Your Membership card to the service advisor at the repair facility and ask them to call Us at 1-866-250-5878 before beginning any repair work. RAMC’s Repair Assist specialist always approaches the repair facility representative in a positive and professional manner and, more importantly, as a colleague who knows the business as well as they do. 3. Auto Repair Discount – As a representative of Road America Motor Club, a leader in the motor club industry for over 30 years servicing millions of members nationwide, Your Repair Assist advocate may also help You save on the cost of necessary repairs to Your Covered Vehicle. You can save twenty percent (20%) [up to a maximum of five-hundred dollars ($500.00) per occurrence and a total of one-thousand dollars ($1,000.00) during any continuous twelve (12) month period while Your Membership is active] should Your Covered Vehicle become inoperable and require repairs: (a) at least thirty (30) days after Your Membership’s Effective Date, or (b) after one-thousand (1,000) miles have been added to Your Covered Vehicle’s Current Odometer Reading as recorded on Your Membership application, whichever comes first, subject to the following exclusions: Repairs because of loss or damage resulting from any cause other than normal use and operation of the eligible Covered Vehicle for which the Covered Vehicle was designed per the manufacturer’s guidelines; damage to or failure of a product used for commercial purposes; acts of God; fire, lightning, hail and wind; theft, collision, misuse, or abuse; repairs to upgrade or improve the Covered Vehicle; cleaning or preventative maintenance required to maintain normal operation of the Covered Vehicle; any charges other than parts and labor; repairs for routine maintenance such as oil changes, fluid changes, tires, tire rotation, tire balancing or alignment; repairs made outside the United States, U.S. territories or possessions, or Canada; and repairs without prior authorization from Road America Motor Club. Any RAMC discount must be applied to amounts due the repair facility in excess of any other coverage available to You for the Covered Vehicle, which would include, but not be limited to: a manufacturer’s warranty, extended warranty, automobile insurance, credit card benefit, etc. For assistance, please call Our Repair Assist Team toll-free at 1-866-250-5878. 4. Road America Motor Club’s Savings Connection – We can also help You save money on the routine maintenance of Your Covered Vehicle. Your Repair Assist Plus Membership entitles You to access RAMC’s Savings Connection website, a national savings and discounts program which includes discounts offered by leading automotive suppliers and service providers. Just log on to savings at Your convenience to familiarize Yourself with all of the savings regularly updated and available to You. The activation code for first time users is 10999. If You have any issues logging on or using a discount code, call 1-866-211-8615 and a friendly customer service agent will be happy to assist You.

1. Road America Motor Club’s Savings Connection – Your access to RAMC’s Saving Connection can also help You save up to 50% on hotel stays and receive discounts on car rentals, theme parks, cruises, dining, leading retailers, and much more using the Road America Motor Club Savings Connection website: Just log on at Your convenience to familiarize Yourself with all of the savings regularly updated and available to You. The activation code for first time users is 10999. If You have any issues logging on or using a discount code, call 1- 866-211-8615 and a friendly customer service agent will be happy to assist You.

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A vehicle service contract (VSC) is often referred to as an “extended warranty,” but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. AA Auto Protection is a marketer of VSCs and does not sell warranties. VSCs sold by AA Auto Protection are agreements between consumers and third party VSC providers, not AA Auto Protection.

Pre-existing Condition Disclosure:

A vehicle service contract (extended vehicle warranty) is not intended to repair problems that a vehicle may be currently experiencing. A problem with a vehicle that exists prior to the contract’s activation is termed a “pre-existing condition”, and will not be approved by service contract companies. The determination of a problem as being pre-existing is made by the repair facility or by the service contract company. An extended service contract should not be obtained for the purpose of paying for the repair of an existing vehicle problem. Claims made within 90 days of enrollment are especially subject to review to ensure that they are not pre-existing conditions. is a licensed broker of extended auto service contracts and represents the major direct insured service contract companies. We negotiate the best price and coverage for you with the actual service contract provider. You are actually purchasing your service contract directly from the service contract company. does not process or pay for any claims. These matters are handled by your service contract company. You are actually purchasing the service contract directly from the service contract provider you’ve selected and any claims should be directed to their claims department. Please keep the service contract company claims phone number provided in your vehicle in the event you need to have repairs done.

By purchasing a service contract through, no contract is made between you, the purchaser and does not agree to and is not liable for payment of any claims and is not liable or responsible for the actions or business operations of any warranty company.

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