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Types of Auto Warranties

Types of Auto Warranties2017-05-28T05:15:48-04:00

There are several types of auto warranties. Most policies will fall into four major categories. These are powertrain, powertrain plus, Stated Component and Exclusionary policies.

Types of Auto Warranties:

The most basic auto warranty policy will cover only the powertrain on the vehicle. This policy is meant for somebody who is willing to take care of the nickel and dime repairs but they want to make sure that the major engine and transmission claim will be taken care of. Powertrain Plans are the cheapest policies you can purchase.

Powertrain Plus warranties cover most major components of a vehicle such as the engine, transmission, drive axles and driveshaft. They also include some of the more common repairs out there like alternators, water pumps, power window motors and fuel pumps. These plans are a slight upgrade from the Powertrain Coverage and are slightly more expensive.

The next level of coverage is the Stated Component coverage. This level of coverage has some variation. As the title suggests the components covered by the policy will all be listed inside the contract. These policies are more comprehensive than the Powertrain Plus Policy and are a good option for people looking for good coverage at a fair price.

The Exclusionary Coverage is the best coverage you can get. This will be the closest to the factory coverage that comes with a new vehicle. This coverage will not list covered components. The only parts not covered by this plan will be the parts listed in the exclusions section of the contract. This coverage is great for someone who does not want to worry about repairs of any kind in the future.

The exact parts covered in any warranty will be stated in the contract.

Strictly speaking, Roadside Assistance is not a warranty but it is typically part of quality service plans. It provides which provides welcome help in the event you run out of gas, have a flat tire, or even locked yourself out of your vehicle.

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Pre-existing Condition Disclosure:

A vehicle service contract (extended vehicle warranty) is not intended to repair problems that a vehicle may be currently experiencing. A problem with a vehicle that exists prior to the contract’s activation is termed a “pre-existing condition”, and will not be approved by service contract companies. The determination of a problem as being pre-existing is made by the repair facility or by the service contract company. An extended service contract should not be obtained for the purpose of paying for the repair of an existing vehicle problem. Claims made within 90 days of enrollment are especially subject to review to ensure that they are not pre-existing conditions. is a licensed broker of extended auto service contracts and represents the major direct insured service contract companies. We negotiate the best price and coverage for you with the actual service contract provider. You are actually purchasing your service contract directly from the service contract company. does not process or pay for any claims. These matters are handled by your service contract company. You are actually purchasing the service contract directly from the service contract provider you’ve selected and any claims should be directed to their claims department. Please keep the service contract company claims phone number provided in your vehicle in the event you need to have repairs done.

By purchasing a service contract through, no contract is made between you, the purchaser and does not agree to and is not liable for payment of any claims and is not liable or responsible for the actions or business operations of any warranty company.

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Types of Auto Warranties