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What are Extended Auto Warranties?

What are Extended Auto Warranties?2017-05-28T05:15:48-04:00

Extended auto warranties are essentially an insurance policy on a vehicle which shields the owner from costly repairs. The owner agrees to a manageable guaranteed loss up front against the possibility of much larger expenses which may occur over the life of the policy. Extended auto warranties cover repairs and in some cases maintenance for a specified period of time and are, in reality, service contracts in that they are sold separately from the vehicle.

Although an extended warranty may be bought with the purchased of a vehicle, it can also be acquired at a later date. Considering the sizable and ever-growing cost of most vehicle repairs and labor costs, having an extended auto warranty provides financial protection and peace of mind.

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Pre-existing Condition Disclosure:

A vehicle service contract (extended vehicle warranty) is not intended to repair problems that a vehicle may be currently experiencing. A problem with a vehicle that exists prior to the contract’s activation is termed a “pre-existing condition”, and will not be approved by service contract companies. The determination of a problem as being pre-existing is made by the repair facility or by the service contract company. An extended service contract should not be obtained for the purpose of paying for the repair of an existing vehicle problem. Claims made within 90 days of enrollment are especially subject to review to ensure that they are not pre-existing conditions. is a licensed broker of extended auto service contracts and represents the major direct insured service contract companies. We negotiate the best price and coverage for you with the actual service contract provider. You are actually purchasing your service contract directly from the service contract company. does not process or pay for any claims. These matters are handled by your service contract company. You are actually purchasing the service contract directly from the service contract provider you’ve selected and any claims should be directed to their claims department. Please keep the service contract company claims phone number provided in your vehicle in the event you need to have repairs done.

By purchasing a service contract through, no contract is made between you, the purchaser and does not agree to and is not liable for payment of any claims and is not liable or responsible for the actions or business operations of any warranty company.

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Extended Auto Warranties